SG Investor Hub Blog

Another Year That Ends with 7

You probably have heard of the folklore — whenever the year ends with 7, the stock market would crash. In 1987, Dow Jones Industrial Average went through the Black Monday in which it crashed 22.6% in a single day on 19 Oct 1987. Stock markets worldwid…

Should I transfer money from OA to SA account?

One of the key aspect to achieving early Financial Independence is to optimise the returns of your wealth. However, many people focuses primarily on building up their cash bags and neglect the other bulk of their savings, the CPF.Although our CPF savin…

Genting Singapore: a possible rekindled flame?

Back in December 2016, the Japanese government has passed a law that allows casino gambling in integrated resorts which includes hotels and entertainment lodges. Despite the long-standing proposal of this bill, Mr Shinzo Abe was determined to be the on…

$450 / 19.7% Credit Card Cashback Lobang Guide

Serious or not?How to save $450 on credit card spending? Spend $26,666 on AMEX cashback and get 1.5% back, is it?Not quite.Well, here’s what you need to do it:1. Have a minimum income of 30k2. POSB Everyday Mastercard (min income 30k)3. SCB Manhat…

Are Laser Facial Treatments Worth the Hype?

With laser treatments becoming increasingly popular these days, a friend of mine asked me if I thought it was worth the hype. I’ve always thought facials were a waste of money, especially when you can DIY at home, but laser facials? With the …

The Memo All the Serious Investor Should Read

"When I see memos from Howard Marks in my mail, they’re the first thing I open and read. I always learn something, and that goes double for his book," Warren Buffett has said.

 Here  ( Click )  is the latest memo from Howard Marks on " Expert Opinion " ! 

Quoted below summary on his view about  expert opinion and making economic forecast .

// Quote //

My Opinion of Opinions

Misconception of Re-Employment Age Extension

Singapore Parliament have recently made changes to the Retirement and Re-employment Act, these changes will act to protect and encourage older workers to participate in Singapore’s economy.

Some of the changes made includes:

Companies must now o…

2016 in Retrospect, 2017 Looking Ahead

I’m late. Some bloggers started writing such posts about 2 weeks ago already! I guess I’m the last blogger to come and play this game, eh? Well, the good news is that maybe during that 1 week where every other post was about the same new year thing, ma…