Category: Investment Moats

Preventing Risk of Ruin, Financial Scams, and Lawyer Letter Threats

Yesterday, I watched two videos. One of the videos is on this YouTuber named Rishi, who made a few videos calling out scams. One of the person/company he called out decide to serve him a lawyer letter. So now he has a Go Fund Me campaign to fund his court case because he wishes to […]

The post Preventing Risk of Ruin, Financial Scams, and Lawyer Letter Threats appeared first on Investment Moats.

The Average Life Span of Companies is Shorter. This Affects Business Valuation

If you are trying to value a company, the lifespan of a company is rather important. If most of the value of the company lies in the future cash flow or the growth in the future cash flow that the company can produce, then the growth rate and how long the company will survive is […]

The post The Average Life Span of Companies is Shorter. This Affects Business Valuation appeared first on Investment Moats.

How to Reduce Your Taxes, Build Wealth with Your SRS Money by Investing in MoneyOwl’s Portfolios

I used to work in my corporate IT job where the pace of work tends to be consistently busy. It did not start off that way. 6 years ago, the pace of work was much more balanced. When life was less hectic, your mind could sneak in some questions such as “Do I have something […]

The post How to Reduce Your Taxes, Build Wealth with Your SRS Money by Investing in MoneyOwl’s Portfolios appeared first on Investment Moats.

Singapore Savings Bonds SSB December 2020 Issue Yields 0.87% for 10 Year and 0.24% for 1 Year

Here is a safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The November 2020’s SSB bonds yield an interest rate of 0.87%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks (UOB, OCBC, […]

The post Singapore Savings Bonds SSB December 2020 Issue Yields 0.87% for 10 Year and 0.24% for 1 Year appeared first on Investment Moats.

The Challenge of Investing in Investments with Ugly Moments

This week, I read something Nick Maguilli wrote about why own bonds when yields are so low. He basically came to roughly the same conclusion that I came to, but I think he has a better explanation then me. Some things just stopped working so well. Not stop working. Stop working so well. He gave […]

The post The Challenge of Investing in Investments with Ugly Moments appeared first on Investment Moats.

Should We Not Have Any Bonds and Just Have Cash as Our Bond Allocation?

I was listening to a podcast and it provoked a conclusion that we might not have realized easily: Majority of us are now bullish on short-term interest rates. If you are investing in bonds, if interest rates go up, the value of the bonds that you are holding is going to go down Pseudo-bonds, such […]

The post Should We Not Have Any Bonds and Just Have Cash as Our Bond Allocation? appeared first on Investment Moats.

How Property Developer’s Discount Affect the Appeal of New Launches Versus Resale Private Properties

On 29th Sep, URA has announced that they will restrict the re-issuing of options to purchase (OTPs) to the same buyer for the same unit within 12 months of expiry. These new restiction written into the law would: Restrict developers from providing upfront agreement to buyers to re-issue the OTP and Restrict developers from re-issuing […]

The post How Property Developer’s Discount Affect the Appeal of New Launches Versus Resale Private Properties appeared first on Investment Moats.

Infinity Global Stock Index Fund – the Wrapper Fund for Vanguard Global Stock Index Fund in Singapore

I first introduce the Infinity Global Stock Index to readers in 2014. 5 years later, I think it makes sense to do an update since the landscape for passive investing has changed.  I have decided to update the performance of Infinity Global versus the iShares Core MSCI World UCITS ETF (IWDA) in both SGD and […]

The post Infinity Global Stock Index Fund – the Wrapper Fund for Vanguard Global Stock Index Fund in Singapore appeared first on Investment Moats.

Microsoft’s First Quarter 2021 Results Look Good. Here are some Notes.

US tech giant Microsoft announced their Q1 2021 results yesterday morning. They achieve per-share profit growth of $1.82, beating analysts’ expectations of $1.54 a share. The after-market share performance was muted. In fact, it’s nearly 1.5% lower. But due to the broad market fall this morning (28th Oct) the stock is down almost 5% to […]

The post Microsoft’s First Quarter 2021 Results Look Good. Here are some Notes. appeared first on Investment Moats.

Explaining Quantitative Easing and its Effect on Commercial Banks

To liquify the financial markets and the main economy, a lot of money was pumped into the financial system. The straight forward deduction is that if you create money from out of nowhere, either your currency is going to shit or that inflation will run rampant. We are not seeing both in the United States […]

The post Explaining Quantitative Easing and its Effect on Commercial Banks appeared first on Investment Moats.