Category: Heartland Boy

Review of Singtel Dash EasyEarn: 2% p.a. on $20,000

(Source: Singtel Dash) Ever since Covid-19 struck, we have been bombarded with news of banks lowering interest rates on their flagship savings account on a monthly basis. Gone were the days where we could easily pocket ~2 to 3% interest rate p.a. effortlessly. Having got used to such returns for a prolonged period, it is […]

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My Experience Applying For Child Care Subsidy In Singapore

At 20 months old, Olympia finally joined the PlayGroup level in preschool. As a first-time parent, Heartland Boy approached this milestone with equal excitement and trepidation. He was excited for Olympia to expand her social circle but also anxious on how she would cope in a vastly different environment. On the back of his head, […]

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Finding the Best Place to Sell Gold Jewellery In Singapore

About a decade ago, Heartland Boy’s father had purchased some gold jewellery and gave them to each of his child. This was his way to distribute the windfall he received from the lottery, added with the firm belief that he had gifted an appreciating asset to his children. Ever since Heartland Boy started to become […]

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My Review of Tiger Brokers’ Singapore Brokerage Platform

Ever since Heartland Boy started his investment journey in 2014, he has always felt that brokerage fees were high and cumbersome in Singapore. In recent years, he noticed the trend that brokerages have been reducing their brokerage fees. One of the most notable entrants into the Singapore brokerage scene this year is Tiger Brokers with […]

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Free and Low-Cost Financial Services Offered by MoneyOwl

In the current economic climate, it is heartening to learn that MoneyOwl has decided to lower the fees for its investment services. This is definitely staying true to its social mission of enabling everyone, including ordinary Singapore working families, to manage their money well to reach their life goals no matter what happens. This article […]

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How I Easily Saved Over $14,000 By Refinancing My Home Loan

If you missed out on the recent stock rally and are suffering from FOMO hangover, an indirect way to still participate in it is to refinance or reprice your home loan. In March 2020, the US Federal Reserve reduced the benchmark interest rate to between 0% -0.25% to resurrect the flailing US economy. As a […]

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Cheap Freehold Condominium For Sale At $922PSF, What’s The Catch

The coronavirus (‘COVID-19’) has already wrought havoc and extreme volatility to the equities market, with the Straits Times Index (‘STI’) declining more than 20% from its highest peak in 2020. Likewise, property investors are also looking for similar signs to emerge in the Singapore residential market. Therefore, when EdgeProp ran an article “Freehold duplex at […]

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Get Additional Cashback With UOB One Card During Circuit Breaker

Back in 2018, Heartland Boy had previously written an article on how to maximise the cashback on the UOB One Credit Card. And that was before the crazy period of double-dipping with the GrabPay wallet- a strategy touted endlessly on forums. When top-ups made to the Grab wallet was eventually nerfed, it made some cardholders […]

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Review of Singlife Account, An Insurance Savings Plan

Last month, Heartland Boy wrote that the top 3 local banks have reduced the interest rates of their best savings accounts. Therefore, when a new kid on the block offers 2.5% per annum on the first $10,000 of deposits, Heartland Boy latched onto the idea readily. Singlife, a direct life insurer licensed by the Monetary […]

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