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Uni-Asia Group Limited (‘Uni-Asia’) is an investment group investing in cargo ships (dry bulk) and properties that is listed on the main board of SGX-ST (ticker code: SGX:CHJ). As at 13 June 2021, it has a market capitalisation of S$61 million. Founded in 1997 and IPO-ed in 2007, it is headquartered in Hong Kong and […]
The post Uni-Asia Group Limited: An Interesting Turnaround Laggard appeared first on Heartland Boy.
When I checked my CPF balances last month, my heart warmed a little as I realised that my CPF MediSave Account (‘MA’) has reached the Basic Healthcare Sum (‘BHS’). BHS is the estimated savings required for basic subsidised healthcare needs in old age and is adjusted yearly for members below age 65 to keep pace […]
The post Finally reaching the Medisave Limit in 2021 through my CPF contributions appeared first on Heartland Boy.
There is increased awareness on the importance of having our own private hospitalisation insurance as it helps to supplement MediShield Life, a basic national healthcare insurance plan. However, not many are aware how each component interacts with each other. Furthermore, a recent change by private insurers includes the introduction of the Claims-Adjusted Pricing (‘CAP’) framework. […]
The post Great Eastern’s Integrated Shield Plan Revamped To Now Include Claims-Adjusted Pricing appeared first on Heartland Boy.
(Source: UOB) Many of you would have probably heard of the UOB Absolute Cashback Credit Card launched in May 2021. It is the latest credit card to dominate consumers’ mindshare simply because it offers the highest cashback (1.7%) in town in the category of no-frills cashback cards. Since readers have requested for a review of […]
The post Review of UOB Absolute Cashback Credit Card appeared first on Heartland Boy.
(Source: Dream Cruises) I said in my last blog article that I was hooked on cruise after my fantastic experience with Royal Caribbean Cruise in February. Having said that, I have never expected myself to set sail again as soon as only a couple of months later. A large part was thanks to the fact […]
The post Genting Dream Cruises Cruise To Nowhere – My Successful Refund Story appeared first on Heartland Boy.
Ever since my recent article on how much is required to achieve financial freedom for my household, I received plenty of feedback that I am probably spending too much on insurance. The figure that I disclosed, with some degree of buffer, came up to approximately $14,000 per annum for a family of 3. Several readers […]
The post How much does my family spend on comprehensive insurance coverage? appeared first on Heartland Boy.
I don’t usually consider myself a procrastinator but I finally acted on something that I had wanted to do back in 2018. In every new year resolution for the past 3 years, investing in cryptocurrency featured prominently but I just never got down to doing it. If I am being honest with myself, I think […]
The post Review of Gemini: My First Cryptocurrency Exchange Experience Trading In Singapore Dollars appeared first on Heartland Boy.
A recent article on Straits Times about Torque and Singaporeans investors losing their life savings serves as a stark and timely reminder. The most important rule of investing is to never invest money that you can’t afford to lose. Here is a short blog post on why it is important to only invest money that […]
The post Most Important Rule of Investing: Never Invest Money You Can’t afford To Lose appeared first on Heartland Boy.
An article originally published on South China Morning Post stated that the threshold for financial freedom in Singapore was US$3.23 million (approx. S$4.33 million), placing it seventh on the list of 11 global gateway cities. The article got picked up by AsiaOne and quickly went viral on the personal finance community, largely because of the […]
The post Financial freedom cost US$3.2 million in Singapore, I find out what’s the amount for my household appeared first on Heartland Boy.
I previously signed up for Great Eastern GREAT205 in 2017 with my Supplementary Retirement Sum (‘SRS’) funds. As it was a 3-year endowment plan, I received the full maturity benefit of 106.33% (inclusive of Maturity Benefit, which is 100% of the single premium) when the policy reached maturity in late 2020. After that satisfactory experience, […]
The post Review of GREAT EASTERN 3-Year Online Endowment Plan: GREAT SP SERIES 3 appeared first on Heartland Boy.
