Category: Finance Smiths

Why we get angry at SMRT

This is going to be a non personal finance post and I’m hoping it doesn’t end up being a rant. But we are starting to lose it with SMRT and we are not even taking the North-South Line, which seems to be taking the brunt of the delays and breakdowns. We take the East-West Line in to […]

Is it worth my time managing multiple bank accounts and credit cards?

I had an interesting conversation with a friend recently over a lunch gathering during the weekend. It was about all the effort required to manage the multiple high interest bank accounts and associated cash rebate credit cards. Whether it was worth the time monitoring the bank account balances and credit card spending to ensure we maximise the […]

High income and high spending

I took some time off the blog for about a week. Was posting consecutively for a few days and ran out of topics I was interested to write about. We took last Friday off work to take a break and had a busy schedule of meeting up with friends for lunches and dinners over the […]

Should I invest in Cryptocurrency?

I have been reading GMGH’s recent posts about Cryptocurrency. The latest one being Don’t Crybaby To Me About Bitcoins & Cryptos. His posts piqued my interest in Cryptocurrency, which is a financial topic that I have no knowledge of. Not even a cursory understanding of it. I know it is a digital currency that used […]

Reviewing our Central Provident Fund (CPF) strategy

It’s a rainy Saturday morning and afternoon here in the East side of Singapore. My wife and I just had lunch. Will walk around for a bit before heading home to rest and get ready for the wedding dinner tonight. Always nice to catch up with relatives we haven’t seen for a while. Before that, […]

Wife registers for DBS BYOB Promotion and SAYE Account

Just when I had a go at criticizing the DBS Be Your Own Boss (BYOB) Promotion and Save As You Earn (SAYE) Account, my wife expresses interest in it. I can see the reason behind this. From this month onwards, my wife’s salary will be credited into a DBS savings account held in her name. She wanted […]

When everyone is cashed up and waiting

Happy National Day to Singapore! It’s a public holiday here today (Wed) and I didn’t do much at all. Cooked breakfast and lunch at home with my wife before heading over to my parents-in-law’s place for dinner. Nice and quiet mid-week break from work. Anyway, I have a full day of training tomorrow so I […]

Enbloc fever catches up to my family

You will have noticed a new addition to my Resources blogpage – Florence Regency. This is where my family is staying at and it seems like the Enbloc fever has finally caught up to them. The former HUDC estate at Hougang Ave 2 was privatized in 2014 and it was a matter of time before the Enbloc process […]

Portfolio rebalancing can be tough

It’s Saturday and I’m glad the weekend’s here. Looking forward to the public holiday next Wed as well. I have lunch and dinner birthday celebrations planned for my mother and mother-in-law. Such a coincidence their birthdays are only one week apart. It will be nice catching up with our families since my wife had a bad […]

Net worth and passive income for July 2017

The fact that I can write this at work goes to show the extent of the lull I’m going through this week. It’s nice to have the break because things are going to pick up next week again. Going with the flow and riding the highs & lows of work is essential to your career. […]