Hello everyone! Today, we have Richard from Phillip Capital who will share with us his analysis of the US Stocks. Join the emailing list to receive regular Financial and Singapore stocks newsletters too! Like” me on Singapore Stocks Investing Face…
SG Investor Hub Blog
In this recap series of The Future Is Female conference 2017, we delve into one of the panels, Why Insurance Is A Good Investment For Yourself. “You can’t trust anything that you don’t understand. The insurance industry has many channels and technologies that simplify investments into ways that everyone can understand,” -Philipp Kristian, an Innovation Specialist. While insurance is commonly associated with health, it is more than that. If you invest a good insurance policy for yourself, you may just be able to secure your wealth better. Bryan Low, Citi-NIE Trainer, shared a personal example of his late father who had to liquidate his portfolio to fund his medical expenses because he has no insurance coverage. It is an instance that shows the importance of insurance in times of emergency. The baseline for any insurance is protection, but a long-term coverage should include protection for total permanent disability and critical illnesses. Although there are many products available for such coverage, only one in five Singaporeans has subscribed to an insurance that covers all these. Therefore, it is important to encourage your family and friends and yourself to have insurance. Insurance Coverage for Common Chronic Diseases How does an insurance work […]
The post Why Insurance is a Good Investment for Yourself? ~TFIF 2017 Series appeared first on The New Savvy.
A few days back I was tending my 4-month-old toddler when a friend texted me on WhatsApp. With one arm wrapped around my baby, I had to free up my left hand quickly to feed him. Thus, I hastily replied:”Daddy’s Duty now.” My friend who is single and every much available had no idea what […]
The post Who Really Cares About What Daddies Do? appeared first on Singapore’s Life Insurance Blog: Expert and Unbiased Views.
A reader saw my blog on Ascendas H-Trust earlier this year and, after doing some research, decided to invest in the Trust for income. He shared the following with me:
1. 52% of net property income is derived from Australia and this proportion…
This article today is to enable you to build your competency in a niche investing segment called REITs. I have written a few articles in the past diving into REITs as an investment. If you are lost in this article, you might want to check out my REITs Training Center which organize the content in a […]
There’s been a lot on my mind lately.It is no help that the cryptocurrency world is moving so fast! ICOs are popping up left and right, but the good news is that I’m rapidly learning, so I am able to get a feel of how good or bad an ICO is going to be….
On 16 June 2017, HRnetGroup’s IPO on the SGX Mainboard created much hype among retail investors and local finance bloggers. Many investors had wanted a slice of the IPO because of the excellent financial performance indicated in the prospectus. But many investors may not be aware of Temasek Holding’s Pre-IPO investment in HRnetGroup. What is […]
The post Temasek Holdings’ Pre-IPO investment in HRnetGroup appeared first on SG Wealth Builder.
The UK will commence Brexit negotiations, MSCI will decide whether to China A shares and a host of Fed members are set to speak about monetary policy.
Structured Products are gaining traction again even after the 2008 financial crisis. A particular type of Structured Product, called Structured Notes, led to the undoing of many retail investors in Singapore at the advent of the crisis. The public seems to have forgotten the crisis itself because there has been growth in demand for structured products, particularly structured deposits, which somehow offers a guaranteed return of capital, unlike structured notes. What are Structured Deposits? Structured Deposits work like having someone win a card game for you (with money at stake) so that you can win the pot. The deal won’t be on until you put some money down and you can’t withdraw from the bet until someone wins. If your proxy wins, you share the pot. If your proxy loses, you lose a part of your money. Unlike traditional deposits, structured deposits offer variable growth rate, which depends on the performance of any instrument, security, or derivative. For example, if a structure deposit tracks a basket of equities, the structure deposit’s returns increases as the equities perform better. Structured deposits have variable maturity dates. There’s a chance that your structured deposit that has a maturity of 3 years won’t necessarily […]