SG Investor Hub Blog

Is borrowing against your policy a good idea? We explore the viability

We may need a loan at some point in our lives, despite our best planning. A car enthusiast may need a vehicle loan; a loving couple needs a housing loan to get their dream home. Even rich businessmen sometimes borrow money to resolve their liquidity issues. Whatever your reason may be, it is clear that […]

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Earn $250 Cash When You Apply For The Best Cashback Credit Cards On SingSaver

In the midst of World Cup 2018 fever and the annual Great Singapore Sale, the folks at SingSaver contacted Heartland Boy about its fantastic promotion. This July, SingSaver has specifically curated a list of the best cashback credit cards in Singapore. With the exception of the American Express KrisFlyer Card, all the cards on promotion […]

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Winners, Losers, Opportunities – How does the latest Property Cooling Measures affect you? (Guest Post,12 Jul 18)

The sudden Singapore property market cooling measures on 5th July 2018 had shocked the market as no one was expecting this measures. Many panicked causing a knee-jerk reaction which caused developers to launch 3 projects on the very night these measures were announced, find out more about these measures in this article and how it affects you. In any measure, there will be different impact on different groups of stakeholders. Inadvertently, there are winners, losers and opportunities created.   In this article, four main questions will be discussed 1.How does the cooling measures affect different groups of people? 2.What is […]

Moya’s major shareholders raise stake (13 Jul 2018)

On 6 Jul and 9 Jul, there were separate announcements on SGX that Tamaris Infrastructure (Salim controlled vehicle and major shareholder) and Gateway have raised their stake in Moya. What is so interesting about this?   Proposed rights at $0.095 at no discount On 22 May 2018, Moya announced that it is proposing renounceable non-underwritten rights issue to raise funds for a) Finance its Build, Operate and Transfer projects; b) Loan repayment; c) Potential acquisition   There are three main interesting aspects on this rights issue, namely: 1.The rights were issued at no discount Typically, when a company issues rights, […]



Dear readers, we are now entering into a period of higher interest rates. With interest rates heading north, I believe investors are looking into higher interest instruments to grow their monies and preferably risk-free or with low levels of risk. This is especially so as the current equities markets are volatile and also, those higher-dividends plays like the telecoms stocks and Reits may become less attractive when interest rates go north. Read more »