Category: The New Savvy

4 Things to Consider Before Borrowing For Your Home Renovation Project

Home renovation projects can easily snowball, and there are multiple ways out there to finance the undertaking. To help you assess the financial viability of your remodeling project, below we discuss why you might find borrowing for a renovation project helpful, as well as some precautions before you knock on the bank’s door. Renovation loans […]

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Hidden Perks: How To Take Advantage Of Your Credit Card’s Benefits

A well-chosen credit card may not immediately sparkle with little jewels of benefits. You may be perfectly well satisfied to have a credit card that serves as a functional fall-back option and to allow you some credit in emergencies. But look more closely, and you can discover those sparkling gems: many credit cards offer benefits […]

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Worried about Medical Expenses?

In a 2012 survey conducted by Mindshare, a global media and marketing services firm, found that 72% of Singaporeans felt they “cannot afford to get sick due to high medical expenses.” Even with insurance, government schemes such as Medisave and Medishield, one might be unable to cover all healthcare expenses.  Some insurance companies may also […]

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Singaporeans with Personal Debt Problem Could Take 10 Years to Pay Off Their Loans (And How They Could Avoid It)

With the rapidly growing mountain of personal debt in the country, the government of Singapore has been introducing many measures to try and control this problem. For example,a bill was proposed in Parliament earlier this month to limit the amount of loan a person can get from moneylenders. Given the latest statistics from Credit Counselling […]

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Private Housing Mortgage Types in Hong Kong: According To Purpose

Private Housing Mortgage Types in Hong Kong: According To Purpose Buying a private house in Hong Kong would most certainly require you to get to know mortgage types. You want to know and understand your options so you can make a smart decision about the type of home loan that you will borrow. Although the […]

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Evade Overspending Traps: Shopping Mistakes That Blow Your Budget

Even thoughtful shoppers can overspend. You may come home from a doozy of a retail excursion at a luxurious mall, put your feet up and wallow in the pleasure of all those new purchases. Then you pull the shopping receipts out of bags and boxes and realize, oh-oh. Not only this month’s shopping budget got […]

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Are Biases and Beliefs Keeping You From Getting Rich?: How our money beliefs are holding us back      

Are Biases and Beliefs Keeping You From Getting Rich?: How our money beliefs are holding us back            No matter how much financial advice you get and articles you read, it remains to be a constant that your beliefs and biases on money will greatly affect your financial decisions and hence, your financial life. These include […]

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