Category: The New Savvy

What You Need To Know About Car Insurance In Hong Kong

If you think that a car insurance is an option in Hong Kong, you are mistaken. The Motor Insurer’s Bureau of Hong Kong stated that it is illegal for you to use any type of vehicle without getting an insurance coverage. This is in accordance with the Motor Vehicle Insurance (Third Party Risks) Ordinance. It is actually […]

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Retirement Planning Made Easy

With Singapore touted as one of the most expensive cities to live in worldwide[1], it comes as no surprise that retirement planning is paramount if you wish to enjoy your retirement years in peace. A comfortable retirement nest is necessary to combat the rising costs of living, cushion against the climbing inflation rates and ensure […]

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5 Tips on How to Go On A Cheap But Luxurious Vacation Every Year

I just came back from an amazing vacation in Cancun. A vacation that was long-overdue after a year of working hard to launch ValuePenguin’s Singapore site, and I came back as rejuvenated as I could ever have been staying at one of the most luxurious resorts in Cancun called Le Blanc for 3 nights. And how much money […]

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Tips For Renting Your First Condo In Hong Kong

Renting a condo in Hong Kong is going to be cheaper in the coming months. Savills.com revealed that rent in Kowloon and New Territories fell in the first quarter of 2016. Even Hong Kong Island went through lower rental demand. The increase of available units in Sha Tin, Homantin and Yuen Long means tenants have a lot of options. It can be assumed that rental property owners will be lowering their lease prices because they want to get tenants to choose them over other units. If you have yet to become a homeowner, you are probably one of the millions of residents who have to rent a place in Hong Kong. That is not a problem because there are several units to choose from in the region. 4 factors to consider when finding a condo for rent in Hong Kong Location You want to live as close to your work as possible. However, the closer you are to the central business district, the more expensive it will be to rent a place. You want to be smart when you make your choice. If you cannot live in the same neighbourhood as your workplace, you want to position yourself near the MTR. The

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Top 5 Tips to Prevent Your Baggage from Getting Lost on Your Next Trip

There’s nothing like the feeling of stepping off a plane, ready to enjoy a well-earned vacation and realising after an hour of waiting at the baggage claim that somehow your luggage didn’t quite make the trip with you. And we’re all acquainted with how frustrating it can be when our airlines seem not to have the faintest clue why our suitcases have been delayed or, even worse, seem to have vanished into the mist. It’s in every traveller’s best interest to rig the odds in your favour as much as possible to avoid having baggage problems when you fly. That’s why our team has compiled this list of the top 5 ways you can prevent baggage problems from ruining your next trip overseas. 1. Fly direct whenever possible Sometimes flights with one or two layovers can be cheaper than non-stops. However, according to SITA’s 2017 Baggage Report, 47% of all cases of delayed bags occurred in between connecting flights. So if you’re determined to minimise the odds your luggage gets lost or delayed, we’d recommend that you fly direct whenever possible. If you do have to make a connection, it is advisable to avoid layovers that are very brief, as extremely

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Top 5 Tips For Planning Your Dream Wedding Without Compromising Your Budget

It’s no secret that weddings are becoming rapidly more expensive by the day in Singapore. However, there’s no easy way of cutting down on your costs without compromising on the ceremony of your dreams. Sure, it might be cheaper to book your ceremony not on a Saturday, but that can really sacrifice the availability of your honored guests. Luckily, there are financial tools and tips that can help you save a meaningful amount of money while still holding up the quality of your wedding. Here, we discuss some of the best recommendations compiled by our team. Use Credit Cards To Pay For Your Wedding Needs When you are paying for your wedding banquet, honeymoon, wedding dress and such, it’s almost foolish to not to use credit cards. Because most of your bookings and purchases will be in excess of tens of thousands of dollars, choosing the proper card can easily save you in excess of thousands of dollars. However, there are two rules that you should generally follow when choosing which card to use for your wedding expenses. First, you should prioritize cards with high or no cap on awards that you can win. For instance, while most cashback cards have the monthly or quarterly

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