Category: SG Budget Babe

Savers can check out this 1.2% p.a. plan for 2 years

For savers with at least S$10,000 looking for an option that will give you at least 1.2% p.a. guaranteed returns for the next few years, which will serve you better – your bank account, fixed deposits, SSB, or short-term endowment plans?With inflation …

How CPF can help your house (and vice versa)

Some of you might recall my controversial post several years ago when I mentioned I didn’t have any intention of using my CPF to pay for housing, and prefer to use cash instead for repaying a bank loan at 1+% interest rate per annum. Our reasoning was …

What is the Owner-Occupier Scheme for HDB?

In my last article, I wrote about how a couple can own a HDB and a private property without incurring hefty ABSD on their second property, under the HDB owner-occupier model.Many of you have DM-ed me for more details about this, thus prompting this art…