Category: My 15 Hour Work Week

Expenses Update: April 2017

We spent about $3,470 in April and it was actually below the monthly budget of $3,500!  After including this month’s expenditure, we have managed to lower our average expenditure this year to $4,150.  The expenditure on categories like food, groceries and clothes…

Portfolio Update: April 2017

  This could be considered a pretty good month for the portfolio. Firstly, even though the STI retreated slightly, there were gains even after excluding the capital injection from savings. Secondly, the total value of the portfolio finally managed to breach…

Expenses Update: March 2017

  We spent about $4,250 in March and it was actually another rather frugal month by our standards. If we excluded the $700 that we paid for the day trips in Melbourne, the number would be much closer to $3,500.…

Portfolio Update: March 2017

This can be considered a flat month although the total value of the portfolio increased by about $3,000 to end up at $393,000. The appreciating SGD against USD and HKD mitigated some of the stock market gains and it’s interesting that the…

Expenses Update: February 2017

This update is at least a week late as I was simply too busy with the earlier posts. I honestly thought that there was a good chance we could spend less than $3,000 this month. Firstly, this is a short month…

Learn To Optimise Your CPF

CPF is something close to the hearts of Singaporeans. In fact, it is hard to meet an adult Singaporean without strong views on CPF policies or issues. Be it the inability to withdraw your CPF funds until age 55, interest rates…