Category: My 15 Hour Work Week

Portfolio Update: September 2017

Even with the North Korean tensions escalating, the market remained somewhat flat during the past month. So I was pretty delighted to eke out some decent gains for the portfolio, especially with the crediting of close to $2k worth of…

Portfolio Update: September 2017

Even with the North Korean tensions escalating, the market remained somewhat flat during the past month. So I was pretty delighted to eke out some decent gains for the portfolio, especially with the crediting of close to $2k worth of…

Being “Miserly” To The Mrs?

I read SMOL’s post on the difference between frugal and miserly with quite a bit of interest. Not to mention the conversation it generated with the numerous comments. He basically summed up the difference as: A frugal person loves to…

Being “Miserly” To The Mrs?

I read SMOL’s post on the difference between frugal and miserly with quite a bit of interest. Not to mention the conversation it generated with the numerous comments. He basically summed up the difference as: A frugal person loves to…

Expenses Update: August 2017

We managed to set a new low for our expenses in August, spending less than $3,150 and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,259. Since we have switched to UOB One…

A Thoughtful Teachers’ Day Gift

Honestly, I did not expect any gifts from my students on this day. Well, to me, the irony is that any teacher that “expects” to receive something in return for their hard work probably isn’t deserving of any. Not to…

Reflections On Optimisation And Benchmarking

On Optimisation “Huh? I have to eat Cai Peng everytime because it’s the most value-for money? What’s the point of retiring early then?” “What?! Manage 10 bank accounts? You should spend your time on activities that can potentially generate more…

Portfolio Update: August 2017

The market had a mini sneeze during the past couple of weeks and the 15HWW portfolio was not spared. The portfolio rose slightly by $1k to reach $415,000 but if we took into consideration an injection of around $2k+, this…

Expenses Update: July 2017

We spent less than $3,400 in July and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,420. Although we definitely can’t stick with $42,000, there is still a high probability that we could make…