Category: My 15 Hour Work Week

Why I Have Never Topped Up My CPF (Yet)

Like many other financial bloggers, I logged in to the CPF website a week ago. The CPF interest for 2017 were finally credited. However, unlike other financial bloggers, I have neither done a CPF OA to SA transfer nor performed any…

Overcoming Potential Downsides Of Freelancing

Times flies. I have been a full-time freelancer for the past 2.5 years, deriving income from tutoring students and writing finance-related articles. I am plugged into the growing gig economy, alongside others like tour guides, delivery couriers and piano teachers.…

Expenses Update: December 2017

As we pre-paid for one of our trips in 2018, it’s no surprise that the past month’s expenditure surged past $5,000 again. In a month of celebration, catch-ups and gift-giving, we spent about $5,300. With December’s entry, the yearly expenditure…

Thoughts On Cryptocurrency And Freeganism

There are two refreshing and intriguing topics on the investing and personal finance front: Cryptocurrency & Freeganism. They are probably on two extreme ends of the scale so I thought it would be interesting to bring them together and juxtapose…

A Review Of My Choices In 2017

I do possess weaknesses and bad traits. One of them is voyeurism. I love reading reviews and reflections of others and as the year draws to a close, these articles are springing up on the financial blogosphere (here, here, here…

Portfolio Update: December 2017

It’s a pretty decent end to the year. Month-on-month, the portfolio managed to increase by $3,000 and the value of the portfolio is right back to where it was in October, at $428,000.  The 15HWW Permanent Portfolio continues to surprise…

Expenses Update: November 2017

With Singles Day & Black Friday shopping plus a vacation to account for, it’s not surprising for us to have spent more than $6,000 this month. But well, this is somewhat expected as we haven’t really held back in our…