Category: My 15 Hour Work Week

Expenses Update: July 2017

We spent less than $3,400 in July and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,420. Although we definitely can’t stick with $42,000, there is still a high probability that we could make…

Fixed Expenses Update: 2017

As most followers of this blog knows, we record our monthly expenses almost religiously. I have little doubt that this is the best way for us to find out how much we are spending every month. Otherwise, without doing this, when would we…

Debunking 7 Myths Of Bank Home Loans

Background In early 2013, when I first received the keys to my BTO flat, I had a mortgage of about $255,000. Like most first-time BTO owners, by default, I was on the HDB Concessionary Loan (HDB CL). Even in 2013,…

Portfolio Update: July 2017

There’s a little bit of euphoria in the market in the past few days as the STI Index breached the 3,300 mark temporarily yesterday. However, organically, the 15HWW portfolio actually shrank a little, due to the strong Sing Dollar which…

Expenses Update: June 2017

We spent about $4,300 in June and yes, even after May’s large travel expenditure, this month includes air tickets too.  After including this month’s expenditure, our average expenditure this year has settled at around $4,593 for each month. If we were to…

Investors Exchange 2017 (29 July)

I often get emails from readers asking me “How/What/Where Should I Invest?” Honestly, it’s tough to give anything more than a generic answer. Even when the reader provides me a bit more in terms of details or context, I am…

Portfolio Update: June 2017

The 15HWW portfolio reported good and steady increase for yet another month in this slowly rising market. The organic growth contributed about $2,000 with monthly savings responsible for the remaining $4,000. Standing at $412,000, maybe, just maybe, I might have…