Category: Investment Stab

Yes, CPF takes 20% of your Monthly Salary, BUT….

A lot of people have the misconception that the Central Provident Fund (CPF) takes away 20% of your salary every month.
While that is true, there is more to that than just what it seems like.
There are a few things you should know about this 20% "pay cut".

Recommended Post: Singapore Retirement, Re-Employment, CPF Withdrawal Age

1) The amount that you give actually decreases as you age
At the

Hu Li Yang Gravity Line Investment Strategy

Hu Li Yang 30 Stock Investing Strategies


What is a Gravity Line? 什么是地心引力线?
A stock’s Gravity Line is the average between its 30-day moving average and 72-day moving average.
Gravity Line = …

Why is it call a Bull Market and a Bear Market?

Ever wondered why is a dropping market call a bear market and why is a rising market call a bull market?
There is no 100% confirmed story, but the one we present below is one that has been highly circulated over the years.
Apparently, it has somethi…

Active or Passive Way of Investing?

Active Investing versus Passive Investing

This is the battle that is happening on Wall Street since 1975 when John C. Bogle started the first fund company, The Vanguard Group, in the United States (US) offering to mom-and-pop investors low-cost inde…

What is Contra Trading?

Contra Trading, is the act of
1) buying a stock and selling it before payment date
2) selling a stock and buying it back before payment date

In Singapore, after a trade is executed, you have three working days before you need to pay the total cost …

Crowdfunding: Can it ever be secured?

Now you might be thinking we are hypocrites right now, with all the contrasting views on one topic. Well, that is precisely the reason why we setup this site. It is to provide our two cents on finance related topics so that you can have a more holist…

When Crowdfunding Fails

Before I proceed, let me make it absolutely clear that I have nothing against crowdfunding. I believe the basic principle behind crowdfunding is sound, and, in a perfect world, it would boost innovation and provide talented, creative people wit…

Singapore Budget 2017 – U-SAVE GST Vouchers

Announced on the 20th February 2017’s Singapore Budget, Singaporeans will receive their annual U-SAVE GST vouchers for year 2017.
The U-SAVE GST Voucher is used to help households reduce their utility bills.
This year, there will be an increase in the …

Singapore Budget 2017 – GST Vouchers

Announced on the 20th February 2017’s Singapore Budget, Singaporeans will receive their annual GST vouchers for year 2017.
In addition to the normal GST vouchers, this year (like last year), the Government will provide a one-time Special GST Voucher – …