Category: Investment Moats

How I Manage My CPF – Past, Future and Philosophies

I never written much about my life with our government forced saving account, our CPF system. 2 weeks ago, one of the reader’s question about how his CPF would compound, reminded me about this. So why not I just write something so that you can have a coherent idea about my life with CPF. This […]

Sabana REIT’s Master Leases Gets Renewed at Lower Rent Again

I don’t wish to write too much on Sabana REIT (7.3% dividend yield on my Dividend Stock Tracker). I believe the saga have been covered adequately by the media. There is a high chance readers where would be aware about it. The last development is that E-Shang Redwood (ESR), who is the manager of ESR […]

Could China have their own REIT market soon?

Kyith: In Asia Pacific, real estate hold a very special place in Asian hearts. In most countries, investors still prefer to hold their own properties but some countries have developed a more matured real estate investment trust (REIT) market. Japan, Australia and Singapore are currently the biggest and most active. But what are the chances […]

Your Returns if You Dollar Cost Average into the STI ETF

10 years ago, my friend did a form of mindless investment. He thought investing in the STI ETF is a great idea. The STI ETF is an exchange traded fund, that is listed on the Singapore Stock Exchange. It owns a basket of stocks similar to that of the Straits Times Index. The Straits Times […]

The Total Returns of Dollar Cost Averaging into Cache Logistics Trust

Cache Logistics Industrial Trust is an interesting logistics REIT that was listed in Singapore around May 2010. Back then, majority of its properties was from CWT, a large logistics company in Singapore. The WALE was 6 years which is a long lease expiry by local REIT standards. However, 6 years later, as the lease are […]

What I think you should do with your Bonus

Ming Feng from Seedly asked me if I have any advice for what people should do with their bonus. So I thought I will share the answer I gave to you guys and gals as well. I often felt that I am in no position to tell you what you should do with your money. […]

I Picked M1 for the Budget Sim Only Singapore Mobile Plan

My Mobile Plan’s 24 month contract is up. And now M1 is charging me $37/mth for it. I got to do something about this. As a frugal office worker, who travels from site to site, which new plans and which set up should I pick? My Requirements If you do not know what you want, […]

How would Your First $60,000 in CPF Compound Over Time?

This exploration article might be applicable if you are a business owner, freelancer who could build up your net worth faster than a salaried employee. One of my reader went through this thought exploration about the CPF and he selflessly shared it with me. I thought I will share it here as well. The question […]