Category: Investment Moats

HDB Lease does Expire – How you can Win with your HDB Flats

A portion of Singaporeans got a jolt these few weeks when National Development Minister Lawrence Wong said that not all the old HDB flats are eligible for Selective En bloc Redevelopment Scheme (Sers). Under SERS, the HDB acquires ageing blocks for redevelopment, compensates residents at market rates for their old flats and lets them buy new […]

On Hiatus

I will be slowing down my posting.
Work and Family is getting very hectic. I will cut down on writing unless there are important updates or my brain flows much easily to write.

How Much should You Save Each Month in Your 20s?

This is one question that I get a lot from people I interact with for the first time. This is especially good if it comes from a person just about to start work, or have started work for one or two years. However, when they ask this question, sometimes that is not the question that […]

Does your Insurance Saving Plans (Endowment) give you 3 to 5% returns?

Insurance companies says that you can achieve higher savings returns from endowment, that it is a long term savings strategy. Are they as what they touted to be? Insurance savings plans or Endowment plans are plans designed by insurance companies with an objective to provide and meet long term saving goals. The assured (in this […]

How Interest Rate Changes Affect REITs

Real estate investment trusts (REIT) is a class of stock investment that many believe are very much affected by global interest rate changes. For the past 35 years, the world have been in an environment where interest rate is getting lower and lower. There are periods where interest rate do rose, however the trend is […]