Last year, after not bothering with efficiently managing my liquid money for a long while, I decided to take a look at what are some of the short term saving deposits available to us. So my setup for last year was a mixture of: OCBC 360 Hurdle Account UOB One Hurdle Account Singapore Savings Bonds […]
Category: Investment Moats
Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The Jan 2018’s SSB bonds yield an interest rate of 2.04%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks […]
Annual reviews are a time where you take stock of what you did well in the past year, where you did not do so well. We seldom like to write diary posts like this but at least some things have to be forced upon ourselves (you are not a blogger so you do not have […]
Expenses report from bloggers are hardly exciting. I have been compiling this since 2014, so this year will be the 4th consecutive year that I been doing this. They say you should get your income up rather than prioritize optimizing your expenses. There is only so much you can optimize. Getting your income up, now […]
We went through some policies such as Aviva’s MyRetirement Choice and OCBC PremierLife Generation showing the projected returns the policy holder could potentially get. Through the article, the biggest determinant of the policy performance is in the investment return of the participating fund. So how is the reality versus projection. We take a look at […]
A Dual Income Couple Should Live on Single Income (And Why Dual Income is Not Always More Financially Stable)
There is a topic that is taboo among men. And their wife often brings up to them. “Can I be a stay at home mom?” “Can I enjoy a Tai Tai lifestyle?” To men, a lot of times this is out of consideration. Except for the rare few that actually considered it seriously, planned it, […]
Back when ComfortDelgro’s share price was around $2.04, I wrote a comprehensive analysis about it. In the article, I went through a few rounds of discounted cash flow to see at current earnings, cash flow scenario, what is the estimated intrinsic value given the growth rate and the discount rate. I also did a reverse […]
Assuming an individual has $200,000 in investments and it is generating 5% dividends a year. Is it right to simply assume that the person will receive $10,000 of passive income a year which amounts to $833.33 a month ? Or should the calculation be more complex than this?
Fraser Commercial Trust, together with parent FCL, makes its maiden entry into UK with the purchase of Farnborough Business Park. The acquisition is yield accretive, and likely to be finance with debt and equity.
Some Stock Portfolio Tracker Problems and How to get Your Singapore Prices Updated in your Spreadsheet
For the users of my Stock Portfolio Tracker, you might notice that there are some issues getting the end of day Singapore prices. You would notice a “#NA“, where it says failed to fetch data. I am puzzled why this happened. I investigated for 2 days and realize its a combination of: How my web […]