Category: Investment Moats

If I were to give one factor that makes dividend investing difficult for a lot of people it is a stream of constant ideas. Ideas are companies, bonds of companies and other securities that you can invest in to earn a total return. What you wish for is to set up a 15 stock portfolio […]

The post You Cannot Sustain Your Dividend Portfolio Without a Stream of Good Ideas appeared first on Investment Moats.

“You have to make it possible for yourself. And you can do it” If there is one takeaway from this article it would be this 2 sentence. Tony and Margo raised their 3 kids. Then they retired in 2010. Like many of us, they had mortgage and high health insurance payments (in the United States, […]

The post It is a Better Life to Live a More Intentional Life appeared first on Investment Moats.

Do you wish to test your trading skills, beat the pants out of professionals and be rewarded for it? Now your chance is here! Investing discussion group platform InvestingNote.com is partnering with SGX and Societe Generale to organize an active trading tournament for traders. You can be part of this competition. All you have to […]

The post Your Descent into Active Trading Starts Here in this Investing Note & SGX Tournament! appeared first on Investment Moats.

One of the biggest counter-argument to the safe-withdrawal-rate way of deriving your retirement income is that most of us do not spend like this in reality. Our real-life spending tends to go up and down and seldom stays constant. So it is quite hard to accept that if we are given $40,000 that is inflation-adjusted, […]

The post You would Moderate Your Spending if the World Collapsed appeared first on Investment Moats.

If we wish to reminisce about how these financial independence movement started, we got to discuss a little about the history. From what I know, this can be broken up into a few “Eras”. Paul Terhorst wrote Cashing in on the American Dream in the 1980s Then Joe Dominguez and Vicki Robin wrote Your Money […]

The post An “Extreme” Early Retirement Life is Not so Extreme. It looks Pretty Good appeared first on Investment Moats.

Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The November 2019’s SSB bonds yield an interest rate of 1.74%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks […]

The post Singapore Savings Bonds SSB November 2019 Issue Yields 1.74% for 10 Year and 1.62% for 1 Year appeared first on Investment Moats.

One of my ex-co-worker let me know that there are 2 exchange traded funds (ETF) listed on the London Stock Exchange this year. I thought these are pretty good to let you guys and gals be aware of. This is more suitable for the buy-and-hold investors who understand the benefits and shortcomings of investing in […]

The post 2 New ETFs helping Singaporeans Gain Diversified Global Equity Exposures appeared first on Investment Moats.

I realize I have not written any updates on Manulife US REIT’s latest acquisition. So here it is. Just a short update. This year, majority of the REITs have seen their share price appreciating. With the share price appreciation, the cost of equity (which in this case, is the dividend yield the REIT pays to […]

The post Manulife US REIT Acquires 400 Capitol Mall appeared first on Investment Moats.

Majority of the affluent looking to retire are not financially on track yet. This is according to a recent Standard Chartered Survey. This Standard Chartered Survey covers 1000 respondents across 5 different countries China, Hong Kong, Malaysia, Singapore and Taiwan. The survey asked 200 respondents between the age of 35 to 59 years old, from […]

The post Why Affluent Singaporeans are not on Track for Desired Retirement appeared first on Investment Moats.

Last week, I wrote a post on Providend titled Here are the Top 3 Attributes of a Good Financial Adviser. I thought it will give you some good examples how you could go about assessing a prospective financial adviser if you wish to engage one. After I have published the article, I would like to […]

The post Why I say Trust & Competency in Your Financial Adviser is Less Important appeared first on Investment Moats.