Category: Investment Moats

What Coasting Financial Independence or Barista FI is All About

In some of my earlier articles, I have introduced the concept of financial independence, financial security and retirement. You can read about them here: The 11 stages of wealth we go through as we work up the wealth ladder. You should be somewhere in there Here is how you calculate how much you need to […]

Singapore Savings Bonds SSB Jan 2018 Issue Yields 2.13%!

Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The Jan 2018’s SSB bonds yield an interest rate of 2.13%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks […]

How I Manage My CPF – Past, Future and Philosophies

I never written much about my life with our government forced saving account, our CPF system. 2 weeks ago, one of the reader’s question about how his CPF would compound, reminded me about this. So why not I just write something so that you can have a coherent idea about my life with CPF. This […]

Sabana REIT’s Master Leases Gets Renewed at Lower Rent Again

I don’t wish to write too much on Sabana REIT (7.3% dividend yield on my Dividend Stock Tracker). I believe the saga have been covered adequately by the media. There is a high chance readers where would be aware about it. The last development is that E-Shang Redwood (ESR), who is the manager of ESR […]

Could China have their own REIT market soon?

Kyith: In Asia Pacific, real estate hold a very special place in Asian hearts. In most countries, investors still prefer to hold their own properties but some countries have developed a more matured real estate investment trust (REIT) market. Japan, Australia and Singapore are currently the biggest and most active. But what are the chances […]

Your Returns if You Dollar Cost Average into the STI ETF

10 years ago, my friend did a form of mindless investment. He thought investing in the STI ETF is a great idea. The STI ETF is an exchange traded fund, that is listed on the Singapore Stock Exchange. It owns a basket of stocks similar to that of the Straits Times Index. The Straits Times […]

The Total Returns of Dollar Cost Averaging into Cache Logistics Trust

Cache Logistics Industrial Trust is an interesting logistics REIT that was listed in Singapore around May 2010. Back then, majority of its properties was from CWT, a large logistics company in Singapore. The WALE was 6 years which is a long lease expiry by local REIT standards. However, 6 years later, as the lease are […]