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I was at a stage where I was unsure if insurance endowment plans are really that bad for wealth building. So I crowd-sourced from friends, family members, relatives their past matured policies. And I put them in one nice article. The summary is shown above. While the duration is different, the pitch by agents are […]
I worked in the technical role in the IT industry for most part of my working career. In the past, I can’t believe why we get some horrendous projects thrown to us. What is the back story there. As I get more senior, my project manager started throwing me to coordinate more with the sales […]
Singapore’s oldest retail real estate investment trust (REIT) is Capitaland Mall Trust (CMT). It owns some of the retail malls that you would have visited, had you been in Singapore. Over the past 10-12 years, had you been invested in Capitaland Mall Trust your internal rate of return (XIRR) would have been around 5%. It […]
Hutchison Port Holdings Trust (HPHT) have been in a downtrend since its IPO days. Investors like myself were attracted to the dividend yield. Its net asset to debt is comparatively lower than the REITs, so its in a good situation there. Unfortunately, unlike a lot of the REITs the results in these transhipment ports have […]
In our universe of Real Estate Investment Trusts (REITs), the REITs can be structured in different ways. There is a few areas of differentiation Property Types. You have REITs investing in retail malls, commercial offices, overseas commercial offices, local industrial, local and overseas industrial, healthcare, data centers, hotels, hotels and service apartments, or a mixture […]
There is some change in Tax Regulations that on first glance, will affect 2 REITs listed on the SGX. Lippo Malls Indonesia Retail Trust (LMIR), an Indonesian Retail Mall trust that provides a 9.4% dividend yield, announced that the Indonesian Government passed certain amendments to the regulations regarding payment of income tax on income received […]
ComfortDelGro makes an acquisition of an Australia transport business. This will be a business targeting a different segment of needs. With 144 vehicles. It offers a range of healthcare transport services to major metropolitan hospital networks including walker, hoist and stretcher transport services, and specialist services for high acuity and complex patients. NPT also operates […]
My co-worker told me he is leaving our office shortly in the next 2 weeks. Let’s call my co-worker J. A person leaving our office is not something new. Working in a place where most of us are deployed from different companies to work in different projects for the same organization, we see turnover a […]
There is a rather good summary in Bloomberg on why Singapore’s Central Bank do not hold a Key Interest Rate. I think its a good read, a good refresh to go through some thought process when it comes to how externalities affect your Singapore investments, your investments in other parts of the world. I do […]
Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The May 2018’s SSB bonds yield an interest rate of 2.39%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks […]
