Category: Investment Moats

Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The May 2020’s SSB bonds yield an interest rate of 1.39%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks […]

The post Singapore Savings Bonds SSB May 2020 Issue Yields 1.39% for 10 Year and 0.96% for 1 Year appeared first on Investment Moats.

So after DBS reduce the bonus interest on their DBS Multiplier Account, it is UOB’s turned to reduce the bonus interest on their UOB One Account. The UOB One have been a popular account among many because you would only need to fulfill $500 a month of credit card spend plus 3 GIRO transactions / […]

The post Now UOB Reduces the Bonus Interest You can Earn on Your UOB One Account. appeared first on Investment Moats.

A quarter after DBS announced that they will change how they handle the bonus interest to their popular DBS Multiplier accounts, they announce a reduction in Bonus interest rates for the first S$25,000 deposits. This morning, DBS published an important revision notice for the interest rate for Income + 1 transactions in 1 category with […]

The post DBS Multiplier Bonus Interest on First $25,000 Reduces Slightly By 0.08% to 0.25% appeared first on Investment Moats.

I received an email from Chuin Ting, CEO of MoneyOwl a few days ago. It was an internal education sharing by their head of Corporate Business, David Yap on how we should look at MAS upcoming monetary policy posture. Before coming to MoneyOwl, David used to work in the trading of market instruments and foreign […]

The post What is the S$NEER? How MAS Manages Singapore’s Monetary Policy with IT appeared first on Investment Moats.

Well obviously not me since most readers know I am still working. I am not going to be that financial influencer who touts the virtues of retiring early, only to buffer their anxiety with blog income on the side. One of the key risks that I bring up frequently (in my Retirement Planning Series) when […]

The post Retiring into a 2020 Bear Market. The First Three Months. appeared first on Investment Moats.

Most of the REIT investors endure some extreme volatility in this March Madness. Their holdings have quite a good run in 2019. Coming into 2020, investors believe that the low rate environment is here to stay. Even when the threat of Corvid-19 reaching the United States and Europe, investors rationalize that when the interest rate […]

The post Updates from Manulife US REIT & Prime US REIT appeared first on Investment Moats.

In terms of investments, CK Hutchison (0001.HK) will probably go down as one of my poorer investments. I got it at $85.90, $87.65, $81.25, $80.60, $82.90, $76.40, $67.90, $55.45. Based on cost, this is one of my largest position. It may go down as one of my biggest mistakes. CK Hutchison or CKH for short […]

The post Thoughts on CK Hutchison Holdings 2019 Results (1.HK) appeared first on Investment Moats.

How? When their stock prices got ever lower. I decided to take some time to check through the Dividend Stock Tracker to make sure the numbers look correct. Think the new readers did not know much about this but prices are updated at the end of the day. You can have a good, quick glance […]

The post High Yield Dividend Stocks Yield Just Got Even Higher appeared first on Investment Moats.

This post is going to be less about markets and the sort, so if you are less interested in these, you can skip it. The Little Shops Are Going to Suffer The unique thing about this problem is that commerce came to a screeching halt. In other crises, the problem was a lack of liquidity. […]

The post On SMEs, Lack of Financial Slack, Re-calibration of Risk, Priority in Life and Impact to Blogging appeared first on Investment Moats.

I gotta say, I have never been so poorly positioned before. And I have possibly made some really schoolboy mistakes. But I am no guru who is selling a top list of stocks to buy with a Covid-19 contagion or top list that I will be looking to buy, so that is OK. So I […]

The post Some Helpful Datapoints in This Swift & Dreadful Market Fall appeared first on Investment Moats.