Category: Investment Moats

Elite Commercial REIT has all the right metrics you would look for in a worthy Reit to invest in. Great looking yield, long wale, low debt to asset, freehold property and a tenant that looks like someone who you expect to be the last to default on their rent. Sometimes it is either I overthink […]

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Oxford University is planning to increase the size of their 100-year bond issuance. The Financial Times reported that the university successfully raised 750 million pounds in 2017. This was a period where rates are low and they were able to issue at an interest rate of 2.54%. This issuance may be priced close to 2.65% […]

The post When a Bond Gives Equity Like Returns… appeared first on Investment Moats.

Mapletree North Asia Commercial Trust has gone through some tough months. Their main revenue-generating asset, Festive Walk, was caught in the middle of the Hong Kong unrest and was damaged to a certain extent. This uncertainty, have corrected its share price to as low as $1.12 from a high of $1.46. 2 days ago, the […]

The post Mapletree North Asia Commercial Trust Q3 FY19/20 Results appeared first on Investment Moats.

If you wish to retire 10 years earlier than the official retirement age of 65, how much money do you need, if you know you will be getting some CPF Life annuity income at age 65? I think many of you would entertain the thought of retiring at age 55, especially if you think you […]

The post How much You Need to Retire at 55 years old (factoring in your CPF Life Annuity Income) appeared first on Investment Moats.

When we put our money in fixed deposits or savings account, we can reliably count on that if we put the money in on May 2018 and take it out in May 2020, we will get a certain annualized and cumulative returns. It is difficult for a person new to investing to visualize their returns […]

The post Of Having More Conviction, Rolling Returns and Dimensional Core Equity appeared first on Investment Moats.

Would you escape one prison, only to find yourself jumping into a different prison? One day, I stumbled upon this discussion between one of our associate adviser and a client adviser. They were discussing how much a lot of people would yearn to escape wage slavery by being financially independent. However, in financial independence, you […]

The post Levels of Wealth That Buy You Some Freedom appeared first on Investment Moats.

I updated roughly 1 month ago on my blog that through Standard Chartered Banking LiveFX, the exchange spread we get for currency conversion seems to have improved. The spread that we used to need to pay was about 0.80% difference between what they quote versus the spot foreign exchange rates (FX). with LiveFX, this sort […]

The post FX Rates Offered By Standard Chartered Singapore Tightens to 0.30% appeared first on Investment Moats.

Dan*, a partner at a major Boston law firm, was due at the office, but instead, he was curled on his bathroom floor, unshaven and in his pajamas, crying into a towel. – What Happens When Your Career Becomes Your Whole Identity This feels more like a scene in a movie than from a Harvard […]

The post 3 Articles on Work and Life appeared first on Investment Moats.

MWRR/XIRR is a different way of measuring your returns compared to the traditional TWRR/CAGR. Both have their strengths and each has its weaknesses. There are usually a few prevalent ways to see if your portfolio or net wealth is performing well, versus others. But the most common debate has been Time-Weighted Rate of Return (TWRR) […]

The post Comparing Money-Weighted Returns Versus Time-Weighted Returns appeared first on Investment Moats.

Here is a higher yielding, safe way to save your money that you have no idea when you will need to use it, or your emergency fund. The February 2020’s SSB bonds yield an interest rate of 1.75%/yr for the next 10 years. You can apply through ATM or Internet Banking via the three banks […]

The post Singapore Savings Bonds SSB February 2020 Issue Yields 1.75% for 10 Year and 1.54% for 1 Year appeared first on Investment Moats.