Business Model of Roxy Pacific Holdings Limited Roxy Pacific Holdings Limited (‘Roxy’) is a small-sized property developer with a focus on the Asia-Pacific region. It was listed on SGX on 12 March 2008 with ticker code of (E8Z.SI). Today, it has grown to reach a market capitalisation of S$655 million. Roxy is helmed by the […]
Category: Heartland Boy
The Heartland Couple took their maiden voyage to the States in December 2017. It was even more exciting because they made this trip with 2 other couples. While it took some planning to stitch together an itinerary that everyone was satisfied with, it was all worth it as they had such an awesome experience together. […]
With the plethora of product offerings from the consumer banks in Singapore, it can get quite overwhelming to try to understand which bank savings account gives the highest interest rates in 2018. Many of these “hybrid” savings accounts require the account holders to perform a myriad of tasks, or like what the personal finance community […]
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Business Model of Japan Foods Holdings Japan Foods Holdings Limited (‘Japan Foods’) is a leading Food and Beverage (’F&B’) Group specialising in quality and authentic Japanese cuisine. It is established in 1997 and listed on the Catalist Board of SGX in 2009 (stock ticker SGX: 5OI). In Singapore, Japan Foods operates a chain of restaurants […]
Heartland Boy turns 30 next week. Turning 30 in 2018 is also a perfect occasion to reflect. Since this is a personal finance website, the thoughts penned here invariably gravitate towards this topic. It is a timely reminder that he only has 10 years left to achieve his goal of financial freedom. His desire for […]
The post Turning 30: What Shaped My Values On Personal Finance appeared first on Heartland Boy.
Heartland Boy attended an education seminar titled “Reading Property Signs in the Year of Dog” on 13 January 2018. It was organized by Vina Ip, the founder of Property Club Singapore. Tapping on her personal network, Vina managed to round up leading professionals in their respective fields to share their outlook for the Property market […]
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If you have been a frequent reader of this blog, you would have realised that Heartland Boy clearly falls into the cash back camp. For the uninitiated, cash back programmes are typically reward programmes whereby a small percentage of the amount spent will be paid back to the user. Therefore, Heartland Boy believes that cash […]
The post Heartland Boy’s Ultimate Cash Back Credit Card Strategy For 2018 appeared first on Heartland Boy.
To begin a brand new year, Heartland Boy typically likes to get his finances in order first. This is very much akin to performing a spring cleaning before the lunar Chinese New Year. Therefore, he has been strategizing on how he could further reduce his discretionary expenses in 2018. One of the low-hanging fruits that […]
The post How I Saved Over $300 By Switching To SIM-only Mobile Phone Plan appeared first on Heartland Boy.
2017 is behind us and it is time for an annual review of Heartland Boy’s stock portfolio. The metric used to measure the stock performance would be Internal Rate of Return (“IRR”) and the relevant benchmark is the Singapore Straits Times Index (STI Exchange Traded Fund). Having a benchmark is important as it allows Heartland […]
Hey, 2018 is almost upon us. Taking the cue from his lovely wife, Heartland Boy thought that this is a good opportunity to set aside time to meditate, reflect and reminisce about the highlights of 2017. In no particular order, here are the top 10 highlights of 2017 for Heartland Boy. 1. Watched His First […]