Category: Heartland Boy

Why I Apply To Be Exempted From CPF Home Protection Scheme

Despite having been writing for over 4 years now, there are still so many aspects of personal finance that Heartland Boy hardly pays notice or is simply ignorant of. Well, one of the benefits of being plugged into the personal finance community is the opportunity to plug the gap by learning from fellow bloggers. A […]

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Top 10 Highlights of 2019

One of the things about blogging that Heartland Boy is thankful for is the opportunity that it provides for reflection. Reflection is an important process to examine oneself, gain new insights and learn how to improve going forward. In keeping with the end of year period, here are 10 highlights of 2019 that Heartland Boy […]

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How My Mum Unknowingly Ended Up With 2 ElderShield Supplements

It might be the year-end festive period where surprises are aplenty but here is one surprise that Heartland Boy would gladly do without. Something came to his attention recently that gave him a rude shock- his siblings informed him that their mother has been paying for 2 ElderShield Supplements for nearly a year! This annoyed […]

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How My CPF Top-Ups Grant Tax Relief

One of the monetary perks of being a parent in Singapore is the receipt of the Parenthood Tax Rebate from the government. The Heartland family paid zero taxes in 2019 when the parenthood tax rebate directly offset their tax liabilities. As first-time working parents, they definitely welcomed this tax relief. Unfortunately, whatever that is left […]

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My Tasmania Holiday With Kids

Heartland Boy first heard about Tasmania when he was watching MasterChef Australia several years ago. On the show, Tasmania was proclaimed as a place where the produce is extremely fresh, the air crisp, and boasts a pristine natural environment largely unaffected by human commercial activities. Therefore, even before Olympia was born, he already informed Heartland […]

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Citi MaxiGain Savings Account Has Lowered Its Interest Rate Again

The Federal Reserve just cut interest rate for the third time this year. Heartland Boy does not stand to gain from this as he took a HDB loan for his property mortgage. In addition, his thoughts immediately swung to the Citi MaxiGain Savings Account since its base interest rate is pegged directly to 1-Month SIBOR. […]

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