Category: Heartland Boy

Why I Bought Maternity Insurance For My Pregnant Wife

Heartland Boy doesn’t like to take chances in life. Generally, he sees himself as having quite a risk-averse personality. This is most evident from his stop-loss strategy when it comes to investments. Not long after finding out that Heartland Girl was pregnant, he swung into the thick of things by researching about insurance for pregnant […]

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Why I Bought The NTUC Enhanced IncomeShield Assist Rider

Earlier this year, the government announced that patients who buy new Integrated Shield Plan (“ISP”) Riders must make 5% co-payment, with an annual cap of $3,000. This is a change from the previous position whereby purchased riders could potentially waive the entire hospitalization bill. This intervention from the government left many private insurers scrambling as […]

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Get Pointed To The Right Direction For Your Financial Goals

When Heartland Boy first understood the concept of savings, his mother helped him opened a POSB Savings Account. A few months ago, this savings received a boost when he was able to turbo charge them via the DBS Multiplier Account. These days, he can be seen happily scanning QR codes on his DBS Paylah App […]

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What Are The CPF Housing Grants For HDB BTO and Resale Flats

Heartland Boy was very impressed with Jeraldine Phneah’s savvy use of the housing grants available to reduce the cost of her HDB resale flat. He compares this with his own experience where the Heartland Couple did not enjoy any subsidy when they bought their HDB BTO in 2014. It got him thinking about how the […]

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Can Viva Industrial Trust Replace Its Rental Income Support- Insights From Its 2017 AGM

Viva Industrial Trust (‘Viva’) conducted its FY2017 Annual General Meeting (‘AGM’) on 20 April 2018 at Viva Business Park (‘VBP’). Heartland Boy attended the event as a unitholder of Viva Industrial Trust. The mood was jovial and light-hearted as unitholders present were generally contented and satisfied with the performance of the Manager for the year. […]

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Planting A Seed Today With The Citi MaxiGain Savings Account

When Heartland Boy was researching for his Article titled “How To Get The Highest Interest Rates On Your Bank Savings Accounts”, the Citi MaxiGain Savings Account kept popping up. It seems to be a savings instrument that is highly recommended online. It was even mentioned by his peers during one of his poker sessions. In […]

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Should I Let HDB Wipe Out My CPF OA Before Collection Of Keys

After waiting for 4 long years, Heartland Boy will finally be able to collect the keys to his BTO. Not yet, but soon enough for him to start pondering about keys collection. Since he is likely to apply for a HDB concessionary loan, his thoughts inevitably swing over to the prospect of HDB wiping out […]

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