Category: Finance Smiths

Don’t overthink and just do it

Finally, a lull in my workplace. My team has worked hard in this project to get to this point where the pace has slowed and we have time to address outstanding lower priority items that have been outstanding for a while. We also have time to attend internal and external training sessions, which is always […]

Time to sit back and relax

I updated the Portfolio blogpage to include print screens of my wife’s StashAway and Smartly robo-advisor account values. I even included our Vanguard UK ETF Portfolio value that is made up of: Vanguard FTSE All-World High Dividend Yield UCITS ETF (VHYD on LSE) Vanguard FTSE Emerging Markets UCITS ETF (VDEM on LSE) Vanguard FTSE Developed […]

Investments for July 2017

Automated Investing for July 2017 Maybank Kim Eng Monthly Investment Plan (Maybank KE MIP) Buy 29 units of SPDR STI ETF (ES3 on SGX) at S$3.29 per unit on 10 July 2017 Buy 90 units of Nikko AM REIT ETF (CFA on SGX) at S$1.065 per unit on 10 July 2017 Transaction costs of S$2 POSB Invest-Saver Buy 30 units of Nikko […]

Wife sets up Smartly Singapore robo-advisor account

Smartly Singapore responded to our query emails and sent us the sign-up notification email with the referral code. Good job with this and appreciate the follow-up! Previously, I mentioned that I will be setting up the Smartly robo-advisor account since my wife set up the StashAway Singapore robo-advisor account. But I changed my mind after realizing […]

The problem with Ponzi Schemes

I recently read about the Singapore Police probing a company run by Western Australia Pilbara businesswoman Veronica Macpherson. The property investment scheme was heavily promoted in Singapore and Malaysia from 2014 until its collapse in early 2016. It was marketed as a way for overseas investors to get in on the strong Pilbara economy and […]

Why do we invest with robo-advisors

The one-time transfer of S$100 into my wife’s StashAway Singapore robo-advisor account has been converted to US$ and invested in the various NYSE (US)-listed ETFs. It took a few days for this to happen and I’m wondering whether it gets quicker as we start the regular funds transfers into the account. What I find interesting is that […]

Funds transfer into StashAway Singapore robo-advisor account

It’s been a few days since my wife set up her StashAway Singapore robo-advisor account. As I have mentioned previously, we went with a very aggressive General Investing portfolio. It has a 69% growth ETFs vs 31% protective ETFs split. These ETFs are listed on the New York Stock Exchange (NYSE), which is why any […]

Wife sets up StashAway Singapore robo-advisor account

Things have been quiet lately on my blog because there hasn’t been any major updates. I have recovered from my recent bout of illness, which took longer than I thought and was not a pleasant experience. I’m trying to make changes to our living habits by sleeping, resting, exercising more and improving our diets by eating healthier and […]

Net worth and passive income for June 2017

I was unwell this weekend. Started developing a cold and cough on Fri before it got worse on Sat. Feeling better now on Sun after sleeping in for the past 2 days. Going for a more straightforward post about our net worth and passive income for June 2017 since I am still recovering. Cash and […]

Drop in my housing loan interest rate and instalment

I just received a notification letter from my bank recently about the change in my housing loan interest rate, which is calculated in my case as 3-mth SOR + 1%. You can refer to this MoneySmart article about the difference between SIBOR and SOR. It also shows the SIBOR vs SOR historical chart, which I […]