Category: Finance Smiths

Sell Foreign ETF transactions for Apr 2017

Significant sale event happened today due to our ongoing efforts to restructure and simplify our portfolios. This time round, we are selling most of the overlapping Foreign Equity and Bond ETFs and getting rid of our exposure to GBP and EUR. Which means that going forward, we will only be purchasing 2 Foreign Equity ETFs – Vanguard […]

Passive income for Mar 2017

After selling a portion of our portfolio to crystallise some of the unrealised gains, it also occurred to me that the upcoming/expected dividends will go down. It’s disappointing that I seem to be taking several steps forward with the progress of our passive income by investing more cash but taking a few steps backward too […]

Stop and celebrate our achievements

We celebrated my wife’s 29th birthday this weekend with a dinner at Waku Ghin. Fine dining has always been one of our favourite shared interests & activities and that’s how we celebrate our special occasions. We have been wanting to try the dining experience at Waku Ghin for a long time since we enjoyed our past […]

Mar 2017 Net Worth Update

We just filed our Year of Assessment (YA) 2017 income tax returns for the year 1 Jan 2016 to 31 Dec 2016. Total tax payable for the both of us came up to about S$11,000. Again, we have chosen to pay our income taxes over the next year by 12 interest-free monthly instalments. We prefer […]

Going against the narrative

My wife and I went for the Coldplay concert last night at the National Stadium Singapore with a bunch of good friends. We couldn’t get tickets closer to the stage because of the large group and ended up with tickets all the way at the back. Both of us watched Coldplay perform before at a […]