Category: Finance Smiths

StashAway Referral Programme as an incentive

I have mentioned in my previous posts about setting up StashAway and Smartly Singapore robo-advisor accounts for my wife. But I didn’t set any up for myself. My plan was to be a spectator and just monitor how those accounts performed. It was tempting to set one up for myself just so that I don’t […]

New Net Worth Update Aug 2017

I’m aware that I haven’t written anything in a while. As it turns out, it was a busy week at work and let’s just say I’m glad it’s a long weekend. You would also have noticed I removed quite a bit of personal financial information from the blog pages. After my wife raised some concerns […]

Investments for August 2017

Automated Investing for August 2017 Maybank Kim Eng Monthly Investment Plan (Maybank KE MIP) Buy 28 units of SPDR STI ETF (SGX:ES3) at S$3.34 per unit on 8 August 2017 Buy 89 units of Nikko AM REIT ETF (SGX:CFA) at S$1.091 per unit on 8 August 2017 Transaction costs of S$2 POSB Invest-Saver Buy 29 units […]

Why we get angry at SMRT

This is going to be a non personal finance post and I’m hoping it doesn’t end up being a rant. But we are starting to lose it with SMRT and we are not even taking the North-South Line, which seems to be taking the brunt of the delays and breakdowns. We take the East-West Line in to […]

Is it worth my time managing multiple bank accounts and credit cards?

I had an interesting conversation with a friend recently over a lunch gathering during the weekend. It was about all the effort required to manage the multiple high interest bank accounts and associated cash rebate credit cards. Whether it was worth the time monitoring the bank account balances and credit card spending to ensure we maximise the […]

High income and high spending

I took some time off the blog for about a week. Was posting consecutively for a few days and ran out of topics I was interested to write about. We took last Friday off work to take a break and had a busy schedule of meeting up with friends for lunches and dinners over the […]

Should I invest in Cryptocurrency?

I have been reading GMGH’s recent posts about Cryptocurrency. The latest one being Don’t Crybaby To Me About Bitcoins & Cryptos. His posts piqued my interest in Cryptocurrency, which is a financial topic that I have no knowledge of. Not even a cursory understanding of it. I know it is a digital currency that used […]

Reviewing our Central Provident Fund (CPF) strategy

It’s a rainy Saturday morning and afternoon here in the East side of Singapore. My wife and I just had lunch. Will walk around for a bit before heading home to rest and get ready for the wedding dinner tonight. Always nice to catch up with relatives we haven’t seen for a while. Before that, […]

Wife registers for DBS BYOB Promotion and SAYE Account

Just when I had a go at criticizing the DBS Be Your Own Boss (BYOB) Promotion and Save As You Earn (SAYE) Account, my wife expresses interest in it. I can see the reason behind this. From this month onwards, my wife’s salary will be credited into a DBS savings account held in her name. She wanted […]

When everyone is cashed up and waiting

Happy National Day to Singapore! It’s a public holiday here today (Wed) and I didn’t do much at all. Cooked breakfast and lunch at home with my wife before heading over to my parents-in-law’s place for dinner. Nice and quiet mid-week break from work. Anyway, I have a full day of training tomorrow so I […]