Category: Finance Smiths

Florence Regency sold enbloc

I honestly didn’t think Florence Regency was going to be sold enbloc after the public tender for the collective sale had closed and the 3 bidders refused to raise their bid prices to match the valuation. To think that a deal could be closed under private treaty with another developer within 10 weeks of the […]

Back in Singapore after the trip

We are back in Singapore! Flew back yesterday and arrived in the evening. It’s been a great trip and we enjoyed the holiday. Still going through some jet lag and it’s good that we can sleep in today to get some rest. As we get older, the recovery time takes longer, which is why we […]

Monitoring our investments on a holiday

I just realised I haven’t posted anything yet for the month of October 2017. It was a busy week at the start of the month as we had to finish up our work before leaving for our holiday to France. Anyway, we are here now and it’s been good so far! My wife is still […]

Shifting my asset allocation towards growth

I just updated our 30 Sep 2017 numbers and these are the percentage increases of our assets and net worth: Cash: +0.52% Investments: +2.92% Retirement & Medical: +1.15% Net Worth: +5.07% It was a significant month for us in terms of investments as we started our monthly Dollar Cost Averaging (DCA) of the Vanguard UK-listed […]

Evolution of a long-term relationship

I enjoy reading personal finance bloggers’ posts when I have time. Being able to peak into and get a glimpse of what goes on in their lives is a privilege. It gives me insights into how I am approaching my own life, the ways in which I could improve it, why I am doing things […]

Thoughts on the corporate world

I have been reading Jes’ recent posts on dealing with her ex-boss, subsequent resignation and being at a crossroad. I empthasize with her situation, especially when I realised we are about the same age (although she has a kid already). Having worked in 3 previous jobs & firms and on my 4th one now, I have come across my share of problematic bosses and workplaces. […]

Investments for Sep 2017

Automated Investing for September 2017 Maybank Kim Eng Monthly Investment Plan (Maybank KE MIP) Buy 29 units of SPDR STI ETF (SGX:ES3) at S$3.27 per unit on 8 September 2017 Buy 88 units of Nikko AM REIT ETF (SGX:CFA) at S$1.092 per unit on 8 September 2017 Transaction costs of S$2 POSB Invest-Saver Buy 30 units […]

Learning from others

I’m still here. I know it’s been more than a week since I last posted. Was busy with a few things at work and outside of work. But I got through them and got a bit of time now to write about stuff. On the financial front, nothing much seems to be happening. I’m satisfied […]

Why investing in ETFs can be a problem for you

Just to be clear. I’m still sticking to my Dollar Cost Averaging (DCA) and Value Cost Averaging (VCA) of index ETFs and robo-advisor accounts strategy. This post is my attempt at understanding how investing in ETFs can be a problem as more and more people engage in it. Specifically when people in different age groups, […]

My first negative cash on hand month

I was updating my Google Sheet expected net worth, income and expense numbers for Sep 2017 this morning. Was surprised to see the saving rate % as a negative figure. Which means I have run into my very first negative cash on hand month. Good news is that it’s not a negative cashflow month. That […]