Category: Finance Smiths

Jan 2018 Net Worth Update

I decided to add our StocksCafe portfolio back onto the blog. After all, I’m now a paid subscriber and I might as well display it as a monitoring tool for myself too. Anyway, I added in several USX transactions to simulate the StashAway and Smartly robo-advisor accounts investments in US-listed ETFs. They are not going to be accurate in […]

Locking in gains and increasing cash holdings

I sold out of my positions in Sembcorp Industries (SGX: U96), Nikko AM STI ETF (SGX: G3B), Phillip APAC REIT ETF (SGX: BYJ) and Nikko AM REIT ETF (SGX: CFA) today. Main reason was to lock in my gains from the recent bull run and increase my cash holdings. But I kept my monthly Dollar-Cost […]

Investments for Jan 2018

Automated Investing for Jan 2018 Maybank Kim Eng Monthly Investment Plan (Maybank KE MIP) Buy 27 units of SPDR STI ETF (SGX: ES3) at S$3.55 per unit on 8 Jan 2018 Buy 25 units of Nikko AM STI ETF (SGX: G3B) at S$3.58 per unit on 8 Jan 2018 Buy 86 units of Lion Phillip S REIT ETF […]

Rebaselining DCA

I was corresponding with a reader over Facebook when I got asked this good question. Should he lower his monthly Dollar-Cost Averaging (DCA) investment amount for now given the current high pricing levels of the equity markets and subsequently increase it when the prices come down? My advice was that it’s a good idea since that […]

Big sell transaction in Jan 2018

I got really lucky with this exit position. I have been noticing a strong upward price action on SembCorp Marine (SGX: S51) for a few days now. And it seems to be related to an upgrade to a “buy” rating by Nomura and market speculation that it might be privatized. Honestly, I was happy for […]

Why I like to wait and see

It’s the weekend again! Plans involve going for a friend’s barbeque to catch up with friends on Sat and celebrating our total asset achievement with a nice lunch on Sun. While waiting for my wife to finish her drinks session with colleagues, I might as well squeeze in a post now. By the way, I hope you […]

Significance of capital injections

I checked my wife’s Central Provident Fund (CPF) balances today and found out that her contributions from last month’s annual performance bonus and this month’s salary have been credited. It’s a pleasant surprise because I was expecting the crediting to only happen next week. As I load the net worth Google Sheet on my phone to […]

De-risking during good times

With the opening of the Downtown Line 3 last year in Oct 2017, I have noticed that my train journeys on the EastWest Line from the East to the city office area on weekday mornings have become less unpleasant. The trains are less packed and I can usually get into the first train that arrives. […]

CPF Interest and Contributions

It’s a rest day for me today. We went out the entire day yesterday and had a dinner gathering at our friend’s place. Enjoyed the home-cooked dinner, wine and the board game we played together after that. It was different from the usual board games we played where we competed against each other to be […]

Contributing to be Friend of StocksCafe

Just another sharing post on supporting the local personal finance community. I have been a long time user of StocksCafe and have been diligently inputting my SGX transactions and checking the dividends information. Recently, I realized that there was now a cap on the number of transactions I can put through. And I realized that StocksCafe […]