Category: Finance Smiths

Filing of YA2018 ITRs with IRAS

It’s time for Singapore Tax Season 2018 – filing of individual income tax returns for YA2018 i.e. assessment for income earned and expenses incurred from Jan 2017 to Dec 2017. I like how most of the information is pre-filled in our income tax returns and we only have to provide additional expenses/claims data. It’s a relatively smooth and […]

Feb 2018 Net Worth Update

There has been a few small dips in the equity markets and I took the opportunity to invest some of our cash. Not much, about S$1,500 of manual investments on top of our automatic investments. It’s good practice for how I will utilise our cash funds when the dips in the equity markets become bigger. […]

Review of StashAway and Smartly Singapore so far

I reckon it’s a good time for me to do a quick review of our StashAway and Smartly Singapore robo-advisor accounts as well as the investing strategy with them so far. After all, it has been more than half a year since we started opening these accounts. We now have 1 x StashAway and 1x Smartly robo-advisor accounts […]

Investments for Feb 2018

Automated Investing for Feb 2018: S$1,200 Maybank Kim Eng Monthly Investment Plan Buy 28 units of SPDR STI ETF (SGX: ES3) at S$3.42 per unit on 8 Feb 2018 Buy 28 units of Nikko AM STI ETF (SGX: G3B) at S$3.49 per unit on 8 Feb 2018 Buy 93 units of Lion Phillip S REIT ETF (SGX: CLR) at S$1.035 per […]

Impact of Singapore Budget 2018 on us

I’m back from my ski trip to Austria! It was fun and I even got to spend a day in Munich as well. Though I’m not sure whether we will go back to Austria to ski anytime soon or try another ski region. It’s more interesting to visit new places when you are younger before […]

Coming out of hibernation

It’s been more than a week since my last blog post. I have been busy with work, shopping for stuff for CNY & our upcoming ski trip to Austria and some personal commitments. We are trying to reorganise certain parts of our weekly routine as my wife gets busier with work from her new appointment. […]

Jan 2018 Net Worth Update

I decided to add our StocksCafe portfolio back onto the blog. After all, I’m now a paid subscriber and I might as well display it as a monitoring tool for myself too. Anyway, I added in several USX transactions to simulate the StashAway and Smartly robo-advisor accounts investments in US-listed ETFs. They are not going to be accurate in […]

Locking in gains and increasing cash holdings

I sold out of my positions in Sembcorp Industries (SGX: U96), Nikko AM STI ETF (SGX: G3B), Phillip APAC REIT ETF (SGX: BYJ) and Nikko AM REIT ETF (SGX: CFA) today. Main reason was to lock in my gains from the recent bull run and increase my cash holdings. But I kept my monthly Dollar-Cost […]

Investments for Jan 2018

Automated Investing for Jan 2018 Maybank Kim Eng Monthly Investment Plan (Maybank KE MIP) Buy 27 units of SPDR STI ETF (SGX: ES3) at S$3.55 per unit on 8 Jan 2018 Buy 25 units of Nikko AM STI ETF (SGX: G3B) at S$3.58 per unit on 8 Jan 2018 Buy 86 units of Lion Phillip S REIT ETF […]

Rebaselining DCA

I was corresponding with a reader over Facebook when I got asked this good question. Should he lower his monthly Dollar-Cost Averaging (DCA) investment amount for now given the current high pricing levels of the equity markets and subsequently increase it when the prices come down? My advice was that it’s a good idea since that […]