Category: Finance Smiths

Another increase in housing loan rate and life update

This is starting to annoy me. There will be another slight increase in our housing loan interest rate from next month Nov 2019 onwards. Not as big as the one back in Mar 2019. But we would still be paying a slightly higher home loan monthly instalment amount. Just the last thing I need as […]

StashAway SG Income Portfolio and adjusting our asset allocation

I got the email a few days ago about the StashAway SG Income Portfolio that people have been writing about online. While we are big supporters of StashAway as a Singapore robo-advisor choice, this SG Income Portfolio does not appeal to us at this stage. However, it might be more suitable for other people so […]

Slowing total asset and net worth growth

It was a matter of time before this happened. A drop in the equity markets due to trade war fears (despite our automated and manual monthly investments) translated into a lower investment portfolio value. As a result, the growth in our total asset and net worth for Aug 2019 was less than half that of […]

StashAway Re-Optimization

Just one point to note before I go into this topic on the recent StashAway Re-Optimization event. The previous post on my mum starting to receive her monthly CPF Life payout had the most number of views since I started my blog. It seems like CPF continues to remain a popular topic to write and […]

Monthly CPF Life Payout for Mum

The first week of work at my new job role was okay and I hope things continue to be fine. I reckon it would require a few months for me to properly settle in and that’s my plan until the end of the year. When I can take my 2 weeks of paid paternity leave […]

Last week of work

It’s my last week of work before transferring to my new job role to a subsidiary within the same banking group that I work in. Things got significantly better since May 2019 after returning from my holiday to Greece and informing my bosses about the decision. I even had more help and resources then but […]

What to do when your wife is expecting

This is the big news I have been waiting to announce for a while now. My wife is expecting! Haha, it’s life-changing stuff and I’m sure everything is going to be different by the end of the year. In fact, things are already changing and moving along fast. We found out in Apr 2019 and […]

Allocated Astrea V Bonds and Stopped Maybank Kim Eng MIP

There’s been a lot of online commentary about the Astrea V 3.85% Private Equity Bonds so I’m not going to be analysing them here. Last year in Jun 2018, I subscribed to and was allocated S$4,000 of Astrea IV 4.35% Private Equity Bonds. Since the interest rate is lower this time round, I only subscribed […]

Back in Singapore and more

I’m back in Singapore from my holiday to Greece (Europe). It was fun, exciting and probably the last long trip I will be on for a while. There’s a personal update on this but I’m just going to hold out on this for now. At least until I sort out my work situation. Actually, I […]

2 weeks of block leave and robo investing

I will be off from work on block leave from today for 2 weeks. Will be flying off to Greece tonight for a holiday. I have been looking forward to this for a while and hope it gives me time to clear my mind. And figure out what I want to do with my current […]