It is no secret that we love life insurance. We are running a website that educates the public about life insurance. Moreover, we have spent the last 3 years of our lives writing about it and some couples don’t even last more than 3 days! Like old married couples who have days when they feel […]
Category: Clearly Surely
Clash of two Paradigms: Commission-based vs Fee-based Advisory [An Industry Practitioner shares his thoughts]
Today we feel like dragging out one of the most thorny issues ever to plague the Insurance industry: Its compensation model. More specifically, a commission based system vs a fee based system. (These are the two most well known in the market, with pure salaried advisers being rare to come by) Of course we don’t […]
Travelling is the third favourite past-time of Singaporeans, right behind queuing and complaining. According to a 2015 Expedia survey, almost 50 percent of Singaporeans take up to two vacations a year. Around 27 percent of Singaporeans take at least four vacations in a year! Singaporeans Are Vacation-Deprived. Can You Believe It? The need […]
The post The Real Way To Compare Travel Insurance Insurers Don’t Want You To Know appeared first on Singapore’s Insurance Blog.
Some job titles are so obvious that it needs little explanation. A salesman makes sales, a business a gunman makes guns and a deliveryman make deliveries. Naturally, we assume that all Financial Advisors (FA) dispense Financial Advice. That is not the case. Like every job out there. some people are simply not doing […]
The post Financial Advice Demystified: Why only great Financial Advisors can provide it. appeared first on Singapore’s Insurance Blog.
We have long known that Insurance is meant for peace of mind. Financial peace of mind, that is. Payouts that take care of hospitalization bills, living expenses and personal liabilities. But there are times that we require more than just money. A prime example is when a person is diagnosed with a serious illness, […]
The post An Insurer can now provide medical – and emotional – peace of mind [AIA shows us how] appeared first on Singapore’s Insurance Blog.
Here’s something that we get a lot from people that read our blog: “How do you guys keep coming up with fresh ways to present Insurance in a new light?” My first impulse would be to attribute it to our devil-may-care attitude. (If it works, it works. Just keep trying something new lor) But after […]
The post How to adopt the correct Insurance mindset: 3 Stellar tips from an Economist appeared first on Singapore’s Insurance Blog.
You examine the financial plan that has been carefully drawn up by your consultant. Horace, who was recommended by your sister, has done a fantastic job. He had listened carefully to your concerns, arranged a few insurance plans that would provide comprehensive coverage to you and your family. Most importantly, the insurance quotations are within […]
The post Submitting your proposal? This is why the insurance quotation may not be the final price appeared first on Singapore’s Insurance Blog.
Mark is no stranger to Insurance. He is one of the few people that we’ve met who did his own extensive research on various policies before deciding to buy them – with minimal assistance from any adviser. He also had the experience of doing his own claims when he was diagnosed with cancer, which further […]
Our collective insurance report is out and it is not a pretty sight. It appears that despite our best efforts to enhance our sum assured and increase personal savings, we are back to where we are. Our protection gap stands at 23% – which is a slight deterioration from the 2012 results of 22%. For […]
Ah, the trepidation of receiving your results! Who can ever forget that? The culmination of years and years of hard work (for some), distilled down to a single piece of paper with several alphabets. Some people might walk out in jubilation, others might stumble out in tears and disbelief. While those years are thankfully behind […]
The post Singapore’s Protection Gap 2017 report card just came out. We erm, need to talk appeared first on Singapore’s Insurance Blog.