Category: Clearly Surely

Demystifying your Life Insurance Bonus Statement [Part 1 of 2]

If you are an owner of a participating policy, you would be receiving a set of letters from your insurer just about now. Participating policies are those that participate (duh!) in the ups and downs of an insurer’s investment fund set up for this purpose. You can generally expect 2 sets of letters: One that […]

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The Employee Handbook – What You Ought to Know about Group Insurance

As an employee, you are expected to work hard and smart. To achieve profitability and reputational excellence for your firm. In return, you are compensated not just by wages but via a remuneration package. However, do you know the full benefits of your remuneration package? It is not just about the number of annual leave, […]

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A Personal Story: How Insurance Saved My Family

(This is a Guest Post contributed by Seedly)   “Every year, 12.7 million people around the world discover they have cancer and a further 7.6 million people die from the disease.” (source: Huffington Post)   Okay, now you know how real the probability is, we wrote this post to share more about the brief background of […]

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Bought my Shield Plan already – Am I stuck with it forever?

Despite the foreboding title, it is really a good problem to have. You’ve gone out there some time ago and gotten a Shield Plan. Then you see new insurers coming into the fray with improved offers, while others have famously hiked their prices. Here comes the inevitable, creeping wonder: Could I do better than my […]

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Should we allow the Dead to continue living?

Imagine this. You live in a country where the wishes of the Dead actually are prioritised over the free will of the Living. Every last wish of the dying man or woman is religiously recorded and ratified as law. No living being may contravene the last wish until he or she has said his last […]

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AXA Shield Riders – The Best Thing since Kaya Toast

“Kopi O Kosong. Kaya loti!” These were Uncle Soon’s signature orders at the coffee-shop that he frequented. Uncle Soon was a family friend that stayed in the same block as my family. Due to our close proximity and his radiant personality, I loved hanging out with him and his son, Eric on the weekends. And we […]

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A Tale of Two Claims [One Word, Two Outcomes]

  It was the best of times, it was the worst of times   Probably the most famous opening phrase in all of English Literature, it is this dramatic backdrop that we borrow to launch two real life claims examples. In both cases, one singular word made the difference between success and failure. And amazingly, […]

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