Category: Clearly Surely

AXA Shield Riders – The Best Thing since Kaya Toast

“Kopi O Kosong. Kaya loti!” These were Uncle Soon’s signature orders at the coffee-shop that he frequented. Uncle Soon was a family friend that stayed in the same block as my family. Due to our close proximity and his radiant personality, I loved hanging out with him and his son, Eric on the weekends. And we […]

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A Tale of Two Claims [One Word, Two Outcomes]

  It was the best of times, it was the worst of times   Probably the most famous opening phrase in all of English Literature, it is this dramatic backdrop that we borrow to launch two real life claims examples. In both cases, one singular word made the difference between success and failure. And amazingly, […]

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Choosing Term Insurance: Renewable, Fixed or Convertible? [Handy Guide]

You could be considering Term Insurance plans for various reasons. It’s like you are part of the new crowd that wants to take charge of your finances. Eager to take an active hand in your investments – no boring Time Deposits –  that’s for sure. Which is why your personal mantra is: Buy Term and invest the […]

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3 Ways to get the most out of your Financial Planner [Kiasuism Rocks]

Singaporeans are a weird bunch indeed. We strive to get ahead by any means possible, categorically (though unflatteringly) known as being kaisu. We cram the Expo when there are SITEX Roadshows, because queuing up for hours for that free printer a fair trade. We use packets of tissue paper to chope our seats, since nothing marks out personal space better […]

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4 Eye-popping Statistics that Change the Way You Look at Insurance

The decision to buy insurance is largely a personal choice. Although the financial advisors are preaching that you should get a certain amount of protection, the decision of buying or not still fall flatly in your own hands. It is reasonable to conclude that your personal viewpoint about the world around you is pivotal to […]

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How much should I spend on Insurance each month? [An Elegant Answer]

If only I could refer to the Hitch Hiker’s Guide to the Galaxy for this one. According to Adam Douglas’s 1979 science fiction bestseller, the answer to The Ultimate Question of Life, The Universe, and Everything is… …42. When asked how he came up with the number: The answer to this is very simple. It was […]

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I received my claim cheque – before my credit card bill arrived

*This is a story contributed by Donald Lee, who had managed to receive his claim payment before the bank even sent out the credit card statement* A few years ago, I was having a particularly persistent bout of fever and sore throat. It lasted for weeks. My GP referred me to an ENT (Ear Nose Throat) […]

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