Category: Clearly Surely

7 Key Steps in Financial Planning [A Clinical Analysis, in more ways than one]

  Good financial planners are, in a sense, like doctors in preventive medicine. This connection isn’t always intuitive but it is rather apt once we get to the heart of the matter. Both are (supposed to be) professionals, and (again, supposed to) follow a set of standard of procedures for the people that seek their […]

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Why insurance helps you to adult better [Here’s how]

I was having a lovely dinner with a friend the other day when our conversation somehow led to the topic of household chores. I was complaining about the endless supply of dirty laundry at home as he raised his eyebrow and this question.     “It isn’t just about the washing. It is the hanging […]

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It’s fun to be rewarded for not making a claim [Also a reality now – by Vouch]

  Don’t you hate to be responsible for someone’s elses mistakes or actions?   I know I do. That colleague of yours who goes over-zealous in a meeting and promises the moon and the stars – but you end up being the one who has to deliver. That “friend” of yours that promises to go […]

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We recaptioned our past articles. And they are Memetastic!

Psst! What is our favourite thing to do, besides writing about insurance? Clue: Take a look at our Facebook page. Yes, the obvious secret is out – we have a fetish for memes. Although we have previously crafted our own insurance memes here, we feel that more can be done. This idea hits us hard. […]

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How to be the Perfect Insurance Client [It really helps you too!]

Expectations can be so one sided. Often we gripe about insurance professionals being… less than professional.   Oh she was really pushy and just trying to sell me something. Met him at a roadshow, but didn’t feel he really understood me as a person. I just sat down with her and I am supposed to […]

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We have one question about CareShield and the answer may be the key to unlock lower premiums

For the longest time, a group of Singaporeans have been given a derogatory name by the Government. Once you reach the ripe age of 40, you are termed as an Elder. Not in a cool way like Elders of the Universe but you are automatically included in this long-term care insurance scheme, Eldershield. Obviously many […]

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5 Ways To Stay Fit And Healthy And Keep Your Health Insurance Down

Healthcare in Singapore is ranked among the best in the world, but it does not come cheap. If you are a citizen or permanent resident you have to have the national health insurance plan known as Medishield. This helps to pay for hospital stays and specialist treatments. If you are working for one of the […]

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Clash of two Paradigms: Commission-based vs Fee-based Advisory [An Industry Practitioner shares his thoughts]

Today we feel like dragging out one of the most thorny issues ever to plague the Insurance industry: Its compensation model. More specifically, a commission based system vs a fee based system. (These are the two most well known in the market, with pure salaried advisers being rare to come by) Of course we don’t […]

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The Real Way To Compare Travel Insurance Insurers Don’t Want You To Know

Travelling is the third favourite past-time of Singaporeans, right behind queuing and complaining. According to a 2015 Expedia survey, almost 50 percent of Singaporeans take up to two vacations a year. Around 27 percent of Singaporeans take at least four vacations in a year!   Singaporeans Are Vacation-Deprived. Can You Believe It?    The need […]

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