Category: Cheerful Egg

The 2017 cheerfulegg Annual Review

Every year, I do an annual review where I look back at the past year and write down what I did well, what I could have done better, and a couple of lessons to distill from the journey. I also take a look at my personal / professional goals that I set the year before, […]

Beware The Ol’ UOB Annual Fee Trick

Oh, UOB. You are such a hard-to-understand entity. (That’s about the extent of my rhyming prowess. I’m a blogger, not a poet). On one hand, you provide such fantastic credit cards to earn miles, like your UOB PRVI Miles World Mastercard, and the UOB Preferred Platinum Visa card. On the other hand, you resort to […]

Which Singapore REIT ETF Would I Invest In?

Heyyyy it’s yo boy L-dawg, the financial blogger who doesn’t really write financial blogposts. (go figure) Today I decided to switch it up and actually write something money-related, because a bunch of y’all have been emailing me to ask abouuuuuttttt… REIT ETFs! (woot woot!) This particular post is a little more technical than my usual […]

What I Learnt Being Bored For A Week

I love bathroom breaks, especially when it’s time to get down to uhm, “serious business”. That’s the only time in my day when I get to mindlessly scroll through Facebook and Quora without feeling guilty. But this week, as I sat down in my usual cubicle, I started to panic. As part of an experiment, I […]

Reader Challenge: Be Bored For One Week

Tell me if this sounds familiar: You’re waiting in line to order your ban mian. There are about 5 people ahead of you. What do you do? You pull out your phone and check your Instagram feed. You head to the office bathroom to do your morning ahem, rituals. After settling in, you pull out […]

What Do Brides Do Before Their Wedding?

I don’t really remember what I did the night before my wedding. I’m a dude, so it probably involved some combination of Soi 19 wantan mee, YouTube videos, potato chips, and texting my bros about when they should come over for beer in the morning. Brides, on the other hand, probably have a loooooot of […]

Why I Was Tempted To Stop Blogging

Heyaaa guys I’m back! Didja miss me? It’s been 6 weeks since my last post, and I wanted to explain a key insight I had during this long absence. First of all, I stopped blogging for a couple of weeks because of a crazy travel schedule to London, Hong Kong, and Israel. There was one particularly […]

Business Lessons From A Michelin Star Restaurant

So last week, my wife convinced me to have dinner at The Clove Club, a 1-Michelin Star restaurant ranked #26 in the World’s 50 Best Restaurant Awards this year (Britain’s highest entry). Now, you must understand that unlike my wife, I have a very un-Michelin-like palate. I love Qiji nasi lemak, Soi 19 Thai wanton […]

The Unconventional Millennial’s Guide To Winning At CPF

Okay, quick poll: How many of you hate being called a “millennial”? I know I do. A little part of me dies every time I see a millennial commercial showing beautiful young people laughing, taking selfies and drinking hipster coffee. You see, I don’t think I fit into the typical millennial stereotypes. I hate WhatsApping, I […]

Are Returns That Important?

A couple of years ago, an Army friend asked me: Index investing sounds great and all, but when you buy the index, you’re just settling for average returns. Why would you settle for average when you can get above-average returns by picking stocks? On the surface, that seems to make sense. Why would you settle […]